WHOLESALE ACCESS
More lenders. Better pricing options.
Compare multiple wholesale lenders instead of being limited to one bank or retail lender.
CLEAR OPTIONS · REAL GUIDANCE · NO PRESSURE
Home loan options built around your goals.
Wholesale pricing, more lending options, and a real person helping you compare what actually makes sense.
20+ yearsReal estate experience
Mortgage lendingSince 2020
150+Wholesale lender relationships
Complex scenariosSelf-employed · retirement · alternative income
WHY WORK WITH JAMIE
Why borrowers come to me after talking to a bank or retail lender.
The goal is simple: more to compare, clearer numbers, and a real person helping you decide what fits — without pressure.
MORE FLEXIBILITY
More ways to qualify.
Options for self-employed, retirement income, lower credit, significant assets, and other nontraditional scenarios.
REAL PEOPLE
Real conversations. No AI loan officer.
Technology helps behind the scenes, but your loan guidance comes from real people who know your goals.
WHAT THAT MEANS FOR YOU
More to compare. Clearer numbers.
See the tradeoffs in rate, payment, and cost — then choose what makes sense for you.
Availability, pricing, programs, and loan terms vary by lender, borrower, property, and market conditions. Wholesale access does not guarantee the lowest rate or cost.
HELPFUL TOOLS
Start with the path that fits your situation.
You do not need to know which loan you need. Start with the question you are trying to answer — including whether a personal loan or home-equity option makes more sense.
Debt Consolidation
See what high-interest debt is costing you and what a consolidation payment could look like.
Run My Debt Check →Not Sure Where to Start?
You do not need to know which loan to ask for. Start with what you are trying to solve, and I’ll help you find the right next step.
Help Me Start →Fast Funding HELOC
Estimate a HELOC payment, then connect to the West Cap fast-funding HELOC if it fits your goals.
Estimate My HELOC Payment →READY TO MOVE FORWARD?
Start your secure West Capital application.
If you already know you want to move forward, you can skip the contact form and begin the secure loan application now.
WHAT ARE YOU TRYING TO ACCOMPLISH?
Start with the goal — not the mortgage terminology.
You do not need to know which loan program you need. Tell me what you want the financing to do, and I can compare the structures that may fit.
Buy a Home
Compare payment, down payment, and financing options for a primary home, second home, or investment purchase.
Talk through a purchase →Lower My Payment
See whether a refinance could lower the rate or payment — and whether the savings justify the cost.
Review my payment →Use My Home Equity
See what accessing equity could look like while keeping your current first mortgage in place.
Estimate My HELOC Payment →Investment / Alternative Income
Explore solutions for investment properties, self-employed income, retirement income, assets, and other situations outside a standard lending box.
Show me my options →MORE WAYS TO QUALIFY
Your situation does not have to fit a perfect box.
Access to multiple lenders and guidelines can create options for borrowers whose income, credit, assets, or property do not fit a typical retail lender.
Self-employedRetirement incomeMultiple pensions / Social SecurityLower creditSignificant assets with limited monthly incomeInvestment property incomeNontraditional incomeRecent credit events
If another lender told you no, it may be worth having me take another look. Program availability and approval depend on the full borrower and property profile.
SIMPLE BY DESIGN
You do not have to understand mortgages. That is my job.
Start with what you are trying to accomplish. I will help with the rest.
Tell me your goal
Purchase, lower a payment, access equity, consolidate debt, invest — or simply tell me you are not sure yet.
I compare the options
I review the available structures, pricing, payment, costs, and qualification paths that may fit your situation.
You decide what makes sense
I show you the math and tradeoffs clearly. You decide whether moving forward makes sense for you.
ABOUT JAMIE
You will actually know who you are working with.
I’m Jamie Comer, Branch Manager with West Capital Lending. I’ve spent more than 20 years around real estate and lending. My approach is simple: give people clear numbers, explain the options, and do not pressure them.
ROOTED IN REAL LIFE
Clear math. Direct communication. Long-term relationships.
My goal is to be the mortgage professional you can come back to — whether you need help now, years from now, or just want a second opinion before making a decision.
LICENSING
Licensed to help you move forward with confidence.
Clear licensing information, verified credentials, and the states where I’m currently able to help clients with their home financing needs.
Jamie Comer
Title: Branch Manager
NMLS: #1986810
Direct: 949-379-2490
West Capital Lending
Company NMLS: #1566096
DRE: 02022356
Branch address: 58 South River Drive, Suite 201, Tempe, AZ 85288
WHERE I’M LICENSED
Currently licensed in eight jurisdictions.
AZ
Arizona
CO
Colorado
IA
Iowa
TX
Texas
WA
Washington
NM
New Mexico
AL
Alabama
DC
District of Columbia
COMING SOON
Additional state licenses in progress.
Maine
Coming soon means licensing is in progress. I am not currently able to originate mortgage loans in these jurisdictions until the applicable license is approved and active.
TELL ME WHAT YOU WANT TO ACCOMPLISH
See what your options could look like.
You do not need to know which loan program you need. Send me the goal and a good number to reach you, and I will follow up personally.
Already ready to apply?You can start the secure West Capital loan application without waiting for a callback.
Start Secure Application →